FORM CRS & ADV 2A
MEET WITH AN ADVISOR
Life Planning AdviceTax Planning Advice

Year-End Financial Planning

By
Jeff Motske, CFP®
January 21, 2021
Share on:
Don't get caught up in the here and now. Short-term moves and market timing are not sound financial strategies for your serious long-term plan of pursuing financial independence.  Good planning does, however, require intermediary decision-making. A few things to consider before year-end:

  1. Charitable Giving – To receive 2020 tax benefits, donations must be made by year-end. Be sure to keep a record of all giving for future tax purposes. Other planning strategies to consider are gifting highly appreciated stocks and bunching charitable donations in the same year.
  2. Tax Harvesting – Look for opportunities to sell stocks that have dropped in value to offset potential capital gains liabilities.

As always, we are available to help you with these year-end decisions and keep you focused on your long-term financial plans. Thank you for entrusting us with your financial life. Let’s all remember to be grateful and enjoy this holiday season.

You may also like:

Data Privacy Tips

By
June Adams
July 23, 2021

Data Privacy governs how data is collected, shared and used. When private data gets in the wrong hands, bad things can happen.  Whether you are in the office or working from home, here are a few tips on how to keep your data private:

VARY YOUR PASSWORDS

Use unique, complex passwords on different sites and systems.

PROPERLY DESTROY UNWANTED DATA

Shred unwanted documents and thoroughly wipe devices before discarding them.

ENCRYPT SENSITIVE FILES

Use encryption when sharing or storing confidential data.

LOCK UP WHEN YOU LEAVE

Secure sensitive files and lock computer screens when you walk away.

Read more
Security

Cyber-Safe Travel

By Trilogy Financial
June 25, 2024

With school out and summer in full swing, many families are starting to travel and enjoy their vacations. In today's ever-connected world, staying connected while traveling is easy, but this constant connectivity can also make you more vulnerable to cybersecurity risks. Whether you're traveling for work or pleasure, it's important to take precautions to ensure your trip remains cyber secure. Here are some quick tips to help you protect your personal information and devices while on the go.

 

Browse with Caution

  • Avoid using public Wi-Fi for accessing sensitive information such as email or banking.
  • Use a VPN (Virtual Private Network) to encrypt your data and keep your browsing activity private.
  • Use your phone as a personal hotspot for safer browsing.

Secure Your Devices

  • Keep your devices with you at all times to prevent theft.
  • Use strong passwords, biometric security (fingerprints, facial recognition), and multi-factor authentication (MFA).
  • Enable “Find My Device” or remote wiping features to locate or erase data if your device is lost or stolen.

 

By following these simple steps, you can significantly enhance your cybersecurity and ensure your trips are memorable for the right reasons.

Read more

Get Started on Your Financial Life Plan Today