The Do’s and Don’ts to Choosing a Great Password

By
Windus Fernandez Brinkkord, AIF®, CEPA
January 8, 2019
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There are so many passwords that people need to remember these days. You have your online passwords, your wi-fi passwords, the passwords you use at work, and more. It can be enough to drive you crazy. By the time you think of yet another original password, you have forgotten the last one. It can be a little easier, however, if you follow the following Dos and Don’ts. DON’T use a password that is easy to guess. That means no password 123 or admin 2018. Don’t use something anyone could figure out, like your birthday, dog’s name, or your address. DO choose a password that only you could figure out, such as the embarrassing moment you never told anyone about or the name of the fish you overfed as a child.

DON’T share your password. Unless it is an account that you and your spouse share, there is no reason to give your account information to someone else. Remind your kids of this too. Many kids give their passwords to friends, which can lead to trouble down the line.

DO make sure your password has a combination of uppercase letters, lowercase letters, numbers, and special characters. Each website will have their own rules about what is required. Make sure it is at least six characters long, too, because length can contribute to the security of the password. For example, sTE”vE218 is a lot harder to crack then STEVE218. The trickier you can be the better.

DO use underscores or spaces. If the system will allow you to, this is a great choice. Not many people who are trying to guess a password will consider spaces or underscores. Trying to decide where you inserted them is even harder.

DON’T use the same password for multiple accounts. If someone is trying to steal your information and they figure out one password, you don’t want them to have the keys to your kingdom. It is much smarter to have a different password for each site to protect your assets.

DON’T make your password so difficult that you cannot remember it. If you notice a spider outside the window as you set your new work password and you make your password SPIDER875, there is a good chance that you will not remember it the next day. While the password has to be hard for other people to guess, it should be easy for you to remember.

DO have a password to protect your passwords. If you have all of your passwords saved to your computer and you are the only one that uses your computer, you can add a second layer of protection. Choose the option to have a password on your laptop. Then you can allow Google to save your passwords for each site you visit, but no one can access them because your laptop itself is password protected.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

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By Trilogy Financial
June 26, 2024

Introducing Financial Advisor Woburn

 

In Woburn, Massachusetts, financial advisors at Trilogy Financial Services, such as Tom Elkins, Dale Sarpard, and Mohammed Siddiqui, are guiding clients towards financial success with personalized investment strategies. Leveraging their collective expertise and local market understanding, these advisors offer unique insights into maximizing investments.

 

Understanding the Woburn Investment Landscape

 

The economic landscape of Woburn offers diverse investment opportunities. Advisors like Tom Elkins, an Accredited Investment Fiduciary, emphasize the importance of understanding local market trends and how they can impact investment choices. With their finger on the pulse of Woburn's economy, these advisors tailor their strategies to leverage local strengths. Some of these Key Strategies and Insights from Trilogy Financial Advisors include:

  • Collaborative Strategy: Emphasizing a team-based approach, Trilogy Financial ensures clients benefit from diverse expertise and financial planning woburn.
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Tailored Investment Strategies

 

Each investor's journey is distinct, and advisors at Trilogy Financial Services recognize this. Dale Sarpard, with his extensive experience, illustrates the importance of creating investment plans that align with individual goals and life stages. From retirement planning to wealth management, their strategies are as unique as their clients.

 

Tom Elkins' Approach:

  • Emphasis on understanding local market trends for informed investment decisions.
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Risk Management Techniques

 

Effective risk management is a cornerstone of successful investing. Mohammed Siddiqui, known for his client-focused approach, underscores the significance of a well-diversified portfolio. By balancing risk and return, these advisors help clients navigate market volatility with confidence.

 

Mohammed Siddiqui's Methodology:

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Future-Proofing Your Investments

 

Woburn's financial advisors are adept at adapting investment strategies to evolving market conditions and personal circumstances. They prioritize long-term sustainability, ensuring that clients' investments can withstand economic shifts and personal life changes.

 

Dale Sarpard's Expertise:

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Leveraging Technology for Investment Success

 

In today's digital age, technology plays a crucial role in investment management. Trilogy Financial Services utilizes advanced tools and platforms to provide clients with real-time insights and streamlined financial planning processes.

 

Conclusion

The advisors at Trilogy Financial Services in Woburn are committed to guiding clients through the complexities of investing. With personalized strategies, expert risk management, and sophisticated technology, they are equipped to help you achieve your financial goals. For those seeking to maximize their investments, consulting with these local experts is an invaluable step towards financial prosperity.

 

Ready to Amplify Your Wealth today?

 

If you're ready to elevate your financial planning with our professional team, we invite you to schedule a meeting with us. At Trilogy Financial Services, our advisors in Woburn are dedicated to crafting personalized financial strategies that align with your unique goals. Don't wait to start your journey towards financial success:

Schedule a Meeting: Reach out to us to arrange a one-on-one consultation with our financial professionals.

Give Us a Call: Prefer a quick conversation? Feel free to give us a call to discuss your financial needs and how we can assist. Call Us To Get Started. (844) 356-4934

Schedule a No-Strings-Attached Portfolio Review today and embark on a path to financial success guided by professional advisors. For more information and to schedule your consultation, visit www.trilogyfs.com/yourmoneyamplified. With the right knowledge and professional guidance, the journey of investing becomes an exciting venture towards achieving financial security and growth. This way, you're not just dreaming of an ideal retirement but actively working towards making it a reality.

 

 

 

 

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

By Trilogy Financial
August 22, 2018

Recently, I followed up with a client after the client had been away on a family vacation for two weeks. Prior to that trip, the chaos of summer, work travel, and meetings had prevented the client from following up with me on a minor but impactful recommendation I had encouraged the client to consider in our last conversation. Before I had the opportunity to even say, “Hello,” the client apologized and communicated that I was owed a phone call. Yes, I had encouraged a decision knowing the impact would further strengthen the client’s financial situation, but in my diligence, I didn’t expect a phone call. The definition of diligence: careful and persistent work or effort. I love the simplicity of this definition and the use of the words persistent and effort. From knowing the client, I know the client is incredibly diligent in her own work and personal life. You see, when my client picked up this phone call, and the diligence of my follow up had just replaced the client’s call, eased the burden of the client having to call me back (amidst her intense work schedule), and ultimately resulted in the client making a best decision to improve the efficiency and effectiveness of her plan after re-clarifying the client’s priorities and current time frames.

An ongoing and sound financial plan requires an immense amount of diligence. If you are not ready to double down on this level of diligence on your own, why not hire a Decision Coach and Certified Financial PlannerTM professional to sprinkle the entirety of your plan with some diligence? Have you rebalanced your 401(k) lately? Have you increased your contribution percentage after your last raise? Did you update your life insurance planning after you moved into a new home after your second child was born? Are you planning on saving for that dream trip to Europe, or is that just going to magically happen in the next five years? What are the trading fees on your brokerage account? You have given thought to each of these questions. You have even discussed the answers with your spouse or close friends. Yet, you are busy and these action items are on the top of your priority list on a Tuesday. All of these questions require thoughtful planning with ongoing diligence, communication, and action. As soon as you settle into a plan with the right cash flow, life happens and you will need to adjust the game plan. My client didn’t forget to call me back. My client wanted me to call me back. Yet, my client didn’t call me back and didn’t make up her mind, until I called. Was I upset that I had to follow up several times? Was I frustrated my client seemed non-responsive? Of course not! It’s my career and joy as a Decision Coach. It’s part of my role as your financial planner to be diligent, to hold you accountable, to help you make qualitatively better decisions over time. Do I expect this to take a few follow up calls and three incredibly productive and ongoing quarterly progress checks between annual reviews? Of course! I love crafting a game plan for you. I love when you approach a financial decision and prior to making a decision, you reach out to me. I want your plan to be dialed in, so ultimately, you are living the life you want now, saving for the life you want in the future, as I provide the guard rails of diligence all along the way. A lot happens in a year and all of those little decisions have a significant impact over a long arch of time. Why I am so diligent with your financial plan? So, you don’t always have to be…don’t apologize, let’s just make the next best decision together and I’ll handle the follow up so we can one day celebrate together, not just because you are retiring, but because of the life you lived to get there.

Get Started on Your Financial Life Plan Today